This announcement is for all users interested in our credit-building services.
After careful review, we have discontinued the Cushion Card program and no longer offer credit-building services.
However, Cushion still provides a range of tools to help you manage your finances efficiently and save money.
What Are Your Options?
If you’re looking for tools to help organize your finances, we recommend Cushion’s AutoPilot package with valuable features, including:
- Real-time sync of bills to your calendar: Keep all your payments organized in one location and automatically sync them to your calendar in real-time for effortless tracking.
- Tracking all your recurring payments: Stay on top of your bills, including Buy Now Pay Later (BNPL) plans. Cushion is the only solution on the market that tracks all your different BNPL payment progress and due dates in one place.
- Free trial countdowns and reminders: Get notified when trials are ending and cancel subscriptions in just a single step.
- Custom alerts for your important bills: Receive timely reminders when key payments are due.
Even though the credit-building service is no longer available, these tools will continue to help you manage your finances effectively.
Other Ways to Build Credit Without the Cushion Card
While the Cushion Card is no longer available, here are several ways you can continue to improve your credit:
- Secured credit cards: This type of cards require you to make a deposit upfront, which acts as your credit limit. By making small purchases and paying them off promptly, you can enhance your credit score.
- Paying off debt: If you have personal loans or credit card balances, reducing these debts is a great way to boost your credit score. Consistent, on-time payments demonstrate responsibility to creditors and gradually improve your credit.
- Rent and utility reporting services: Some services let you report your payments for rent and utility to credit bureaus. This can be an easy method to enhance your credit score, especially if you consistently pay on time. Services like Experian Boost can even count your phone and utility payments in your credit report.
The Cushion Card made building credit easy, but these alternatives can help you get there just as well.
The trick is to stay consistent with your payments and keep your debt low–and Cushion can still help you with that! Our bill reminders and custom alerts can help you stay on top of all your payments, making sure you never miss a due date. Plus, with automatic syncing to your calendar, all your important bill dates are in one place, so it’s easy to track when payments are coming up.
We’re Here to Support You
We appreciate your membership in the Cushion community. We know that this change may raise some questions, so if you have any concerns or need help, please don’t hesitate to contact us at [email protected].
Thank you for trusting Cushion with your financial journey. We’re committed to supporting you as you manage your finances confidently. Your journey matters to us, and we’re honored to be a part of it.