Mint closed its doors on March 23, 2024. While Intuit hoped that most Mint users would have moved to Credit Karma, the transition process had too many caveats that prevented this from happening. Here were some of the limitations that former Mint users were presented with:
- Migrating to Credit Karma caused them to immediately lose access to their Mint Account.
- Setting monthly budgets and customized categories wasn’t possible with Credit Karma.
- Setting up Mint data on Credit Karma took too much time.
- Credit Karma didn’t support some financial institutions supported by Mint.
- It wasn’t possible to manually add loans to Credit Karma.
For former Mint users who found these limitations to be deal breakers, these were the other alternatives that they considered:
What were the Best Mint Alternatives Aside from Credit Karma?
1. Cushion AI – Best Bill Tracking Alternative
Cushion is the best alternative for those who have been using Mint primarily to track their bills. The Cushion App allows you to track your bills, subscriptions, and Buy Now, Pay Later!
Cushion also allows users to manage their BNPL spending through customized categories for their BNPL loans – which no other personal finance management app is able to do.
If you spend money on Buy Now, Pay Later, Cushion is the solution for you.
2. Empower – Best Overall Mint Alternative
As an all-around financial tool, Empower is actually leagues ahead of Mint. Empower allows you to set a monthly budget and track your spending and investments. And best of all, it’s free, just like Mint (except for their investment management service).
3. Monarch – Best for Ease of Migration
Monarch’s CEO and Co-founder, Val Agostino, was the first product manager on the original Mint team, so it’s no surprise that moving from Mint to Monarch was quick and easy.
Not to mention, you could have uploaded your Mint data to Monarch in a few easy steps, as shown in their tutorial video.
4. Tiller – Best for Data Privacy
One of the biggest issues with personal finance apps, or even with fintech in general, is data privacy. Users have to take a leap of faith and entrust fintech companies with their data.
Tiller is special in this regard because it’s essentially a set of sophisticated spreadsheet templates. And if you choose to do so, you can manage your budget and investments in a private spreadsheet using Tiller. This means that your data is hosted on your own computer, making this Mint alternative the best for data privacy.
5. Quicken Simplifi / Classic – Best for Goal Flexibility
Quicken used to be a part of Intuit, so Mint users should feel right at home with this alternative. Quicken Simplifi is the version of Quicken that’s best for personal budgeting.
Those with a focus on investment and wealth management can subscribe to Quicken Classic instead. Best of all, Quicken allows users to upgrade or downgrade their subscriptions on the fly.
