Simplify Your Bills. Build Credit. Easy. ✅

Meet Cushion – Your go-to app for organizing, paying, and building credit
with your existing bills and Buy Now Pay Later.

Get Started

Simplify Your Bills.Build Credit.Easy ✅

Meet Cushion – Your go-to app for organizing, paying, and building credit
with your existing bills and Buy Now Pay Later.

Get Started

Organize your bills with a few clicks

Securely connect your accounts to Cushion, and our AI will automatically find and organize all of your bills.

  • See all your bills & BNPL in one place
  • Track what’s been paid or due next
  • Get more insights and budget better
Organize My Bills For Free

Organize your bills with a few clicks

Securely connect your accounts to Cushion, and our AI will automatically find and organize all of your bills.

  • See all your bills & BNPL in one place
  • Track what’s been paid or due next
  • Get more insights and budget better
Organize My Bills For Free

Pay your bills & build credit, automatically

Build credit when you make

Buy Now Pay Laterpayments

Get Started for $4.99 / Mo

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Build credit when you pay

BNPL, Your Bills,or Both

Get Started for $12.99 / Mo

Pay your bills & build credit, automatically

cushion cards mob1

Build credit when you make

Buy Now Pay Later Payments

Get Started for $4.99 / Mo

cushion card mob2

Build credit when you pay

BNPL, Your Bills, or Both

Get Started for $12.99 / Mo

How it works

Step 1

We organize your bills

Securely link your bank and email. We’ll find and neatly organize your bills and BNPL payments


256-bit SSL encryption


Top-tier security partnerships


Customer data is never sold

Step 2

Activate your Cushion virtual card

Choose one of the two virtual Cushion cards that best suits your needs

Step 3

Put it on file with billers

Set your Cushion card as the primary payment method with billers you pay regularly

Step 4

We report your payments to help you build credit

Bills paid with a Cushion card are automatically reported to the credit bureaus

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Your one-stop-shop for managing BNPL

Easily track which payments are coming up and which ones you’ve already paid

Get a quick snapshot of your progress for the month broken down by BNPL provider

Go a level deeper to learn about purchases you paid off or spending trends over time

Looking for something? Now you can search for any purchase across any BNPL provider

The quickest way to get a visual of your BNPL payments in a given month

Get the credit you deserve for payments you’re already making.

Your credit score will thank you.

Get Started

Get the credit you deserve for payments you’re already making.

Your credit score will thank you.

Get Started