Walmart doesn’t accept Apple Pay unless you’re in a Canadian Walmart. But you CAN add Apple Pay as a payment method in the Walmart App. So in a way, you can still use Apple Pay in Walmart via Walmart Pay.
How Can You Use Apple Pay through the Walmart App?
You can use the Walmart Pay feature of the Walmart App to pay for your purchases by scanning the QR code at the checkout lane.
You can also choose the payment method of your choice when using Walmart Pay.
So by simply adding your Apple Pay as a payment method on Walmart Pay, you can essentially use it to make purchases even though it’s technically not accepted at Walmart.
How to Add Apple Pay as a Payment Method on Walmart Pay
To add Apple Pay as a payment method on Walmart Pay, open the Walmart App on your phone and follow these steps:
- Tap on Account
- Tap on Wallet
- Tap on Add New Payment Method
- Select Credit Card or Debit Card
- Enter your Card Details
- Select Save Card
💡 Note: You can scan your card using the camera on your device if you don’t want to enter the card number manually.
Why Doesn’t Walmart Accept Apple Pay?
Apple Pay uses NFC (near-field communication) technology to apply its linked funds to purchases. Unfortunately, Walmart does not support NFC technology.
The most common payment methods at Walmart include MasterCard, Visa, American Express credit cards, debit cards, PayPal, checks, and cash.
What Is Apple Pay?
Apple Pay is a contactless payment system that works with Apple products. It allows you to store your debit and credit cards in digital form on your Apple device.
With 507 million users globally, it is the largest mobile payment operator. The goal is to get people away from carrying actual wallets and storing their cards on their iPhones. This allows you to pay with your device rather than a card.
Apple Pay also enables customers to make one-tap purchases in apps that have implemented the Apple Pay API. It is available on the web on iOS 10, macOS Sierra, or later devices. The iPhone 6 and later versions can utilize Apple Pay within iOS apps.
What Forms of Payment Does Walmart Accept?
Walmart accepts the following payment methods:
- Credit Card
- Debit, ATM, or Check Card
- Capital One Walmart Credit Card
- Gift card*
- Affirm*
- Paypal*
- Cash
- Chase Pay
- American Express Checkout
- Venmo
- Refund credit
- Health Spending Account (HSA)
- Flexible Spending Account (FSA) cards
💡Note: You cannot use a gift card to purchase another gift card. Affirm and PayPal cannot be added to the Wallet in-app, but they can be selected during checkout.
Other Reasons Why Walmart Doesn’t Accept Apple Pay
There are three important reasons for why Walmart doesn’t accept Apple Pay:
Processing fees
The processing fee is one of the key reasons Walmart does not accept Apple Pay. Apple maintains that its technology is free to use, but there’s a catch. The card issuer is responsible for making the charges on their behalf.
As a result, Walmart has to pay different processing fees depending on the card used via a digital wallet. The processing fee can be quite high, depending on the card.
If Walmart accepted Apple Pay, this would, in theory, reduce profits. Walmart wants to make as much money as possible on each transaction, which includes avoiding payment processing fees whenever possible.
Walmart Pay
Even though Walmart does not accept Apple Pay, they accept their own form of digital payment: Walmart Pay. To avoid competing with its own digital payment method, Walmart does not accept Apple Pay.
In addition to digital payment, the Walmart App also allows the store to send notifications and interact with their customers — all from one place.
Marketing benefits
This might not mean much to the average consumer, but if Walmart can find new ways to allow their customers to pay and engage with the store, that promotes brand awareness. It attracts more customers to stores and simultaneously gets Walmart’s name out there.
A digital wallet like Walmart Pay is a new avenue for promoting brand awareness. The Walmart Pay app is exclusively available for Walmart customers and is part of the company’s strategy to boost customer loyalty.
When Will Walmart Start Accepting Apple Pay?
At the moment, Walmart does not plan to take Apple Pay. If the Walmart Pay feature goes away, the company may choose to switch to Apple Pay. However, it does not appear to be in the cards for the time being.
How to Use Walmart Pay
The Walmart Pay app is free for both Android and Apple device users. To use in a Walmart store, just follow these steps:
- Open the Walmart App on your phone
- Choose the Payment Method
- Go to any Checkout Lane & scan your items
- Open Walmart Pay in the app, or your Phone’s Camera
- Hold your phone over the QR Code on the register
- Wait for the Chime and the Confirmation
- Wait for your E-receipt
Additional Information
It’s easy to mix up Walmart Pay and the Walmart mobile app, especially since Walmart Pay has been integrated into the Walmart app. The primary distinction: Walmart Pay is a mobile wallet that holds your payment methods. You can use the Walmart app, on the other hand, for shopping online.
You can use Visa, MasterCard, American Express, Discover, Walmart gift cards, eGift Cards, and prepaid cards with Walmart Pay.
The Walmart app’s barcode scanner enables you to search any barcode, QR code, or Walmart shelf tag. You’ll instantly receive pricing information and other helpful information on the product. This is useful if you come across a misplaced item or aren’t sure of the price of an item.
Frequently Asked Questions
Does Walmart Accept Google Pay?
No, Walmart doesn’t accept Google Pay for the same reasons stated above.
Does Walmart Accept Samsung Pay?
No, Walmart doesn’t accept Samsung Pay for the same reasons stated above.
Can I get cash back with Walmart Pay?
When shopping at Walmart’s retail locations, you cannot get cashback with Walmart Pay. You can, however, get cash back when you use Walmart Pay if you link a rewards credit card to your account.
How do I know if Apple Pay has been accepted?
When someone sends you money with Apple Pay, you can decide whether you want to manually accept payments. You’ll see “Accept” in the message. You can accept the money within seven days. If you want to reject it and are an iPhone user, you can open the wallet app on your phone and reject the funds under the “Recent Transactions” section.
Can I Pay with two credit cards on Walmart.com?
You can use five gift cards and one credit or debit card (6 total) at any given time. It is impossible to use two credit, debit, or prepaid cards simultaneously.
What is the difference between Apple Cash and Apple Pay?
Apple Pay and Apple Cash are Apple’s digital payment systems. Both are accessible in your Apple Wallet. Depending on what you want, you can set up one or both. You can fund Apple Cash with a debit card, payments made via Messages, or cash back from an Apple credit card. On the other hand, you can fund Apple Pay with a debit card, credit card, prepaid card, or Apple Cash.
