Can You Use Sezzle on Amazon?

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can you use sezzle on amazon
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The short answer is yes–Sezzle can be used on Amazon. However, there are certain requirements you have to meet. Buy Now, Pay Later (BNPL) services have revolutionized both online and in-store shopping. In this guide, we’ll walk you through how to use Sezzle for your next Amazon purchase. Learn about Sezzle’s requirements and restrictions, and start using this flexible payment option today.

Sezzle: What It Is and How It Works

Sezzle is a BNPL service provider with a 4.9 out of 5 rating from over 150,000 App Store reviews and over 11 million app downloads. In the third quarter of 2023 alone, Sezzle saw around 740,000 app downloads in the United States. This app allows customers to purchase items and pay for them over time, similar to a traditional installment plan. This way, you can enjoy your item right away, even before paying for it fully.

When you choose to pay with Sezzle, you have these flexible payment options:

  • Pay in 2: Pay 50% of the total purchase amount upfront, and pay the remaining 50% after two weeks.
  • Pay in 4: Pay 25% of the total purchase amount upfront, while the remaining 75% can be paid over three easy installments scheduled every two weeks.
  • Pay monthly: Split the payment between three and 48 months. However, this is subject to approval by a third-party lender.

Note: Sezzle’s BNPL loans do not come with interest. As long as you make your payments in full and on time, Sezzle doesn’t charge any fees. However, if you miss a payment, Sezzle may charge you a late fee if it’s not resolved within two to 15 days, depending on your location.

does amazon take sezzle

Apart from Sezzle’s installment options, here are other unique aspects that Sezzle offers:

AI Engine

To ensure you don’t overextend your budget, Sezzle’s built-in AI engine analyzes your financial data to match you with a financing plan tailored to your specific needs. This helps to minimize the risk of financial difficulties down the line.

Virtual Card

In addition to its installment payment option, Sezzle also provides a Virtual Card that makes online shopping easier and more secure.

Does Amazon accept Sezzle Virtual Card? Yes, it does. Once you’ve added the Sezzle Virtual Card to your Amazon account, you can use it just like any other credit or debit card and freely shop across a wide range of retailers.

Premium Membership

Access exclusive features like using Sezzle on Amazon through the Sezzle Premium membership. This paid membership includes added benefits like higher spending limits and priority customer support.

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Where to Shop with Sezzle

Sezzle collaborates with over 40,000 merchants, making it available as a payment option across various brands specializing in apparel, health and wellness, home goods, electronics, and sports and outdoor equipment. Notable brands that accept Sezzle include:

  • Adidas
  • Bath & Body Works
  • DoorDash
  • Marshalls
  • Nike
  • Target
  • Uber
  • Ulta
  • Walmart

Additionally, Amazon does accept Sezzle. However, it may come with certain prerequisites.

Requirements to Shop on Amazon with Sezzle

Before you start shopping with Sezzle on Amazon, you’ll need to meet a few basic requirements for Amazon to accept Sezzle Pay:

  1. Sezzle account: This account will allow you to access Sezzle’s unique “Pay in 4” feature and provide you with a Virtual Card that you will use for your Amazon purchases.
  2. Amazon account: If you don’t already have one, it’s easy to create. Amazon accounts provide access to a vast array of products and services and are necessary to shop on Amazon’s platform. This will also enable the Amazon “Pay in 4” feature with Sezzle.
  3. Sezzle Premium membership: This membership level offers various benefits, including exclusive access to certain features and services. It’s a crucial step to using Sezzle as your payment method on Amazon.

How to Use Sezzle on Amazon

Once you’re a Sezzle Premium member, follow these steps to ensure Amazon takes Sezzle as your payment option for your purchases:

  1. Launch the Sezzle mobile app and search for Amazon.
  2. Browse Amazon’s vast selection and add your desired items to your cart.
  3. After finalizing your cart, proceed to checkout.
  4. Select Pay with Sezzle and enter your Sezzle Virtual Card details in the payment section.

sezzle virtual card

Note: Using Sezzle for Amazon transactions is only possible through the Sezzle app. If your transaction still isn’t approved, contact Sezzle’s customer support or verify if any of your items are restricted.

Restrictions on Using Sezzle on Amazon

Even as a Sezzle Premium member, some purchases on Amazon aren’t eligible for Sezzle payments. These include the following:

✖️ Alcoholic beverages
✖️ Amazon Appstore
✖️ Amazon Pay Places
✖️ Digital Kindle products
✖️ Food prepared and delivered from a restaurant
✖️ Gift cards
✖️ Prime Now
✖️ Wireless service plans

Before checking out, make sure none of these restricted items are in your cart to avoid declined orders. If you have any more questions about what you can and cannot buy with Sezzle, contact Sezzle’s customer service for clarification.

Extra Tip: Track Your Sezzle BNPL Payments with Cushion

To help you keep track of your BNPL purchases on Amazon or any other brands, try pairing Sezzle with Cushion. This app consolidates all your BNPL payments from various platforms like Sezzle, Klarna, and Affirm into one clean dashboard, simplifying the tracking of due dates, loan details, and payment schedules. Cushion can also turn your BNPL spending into credit-building opportunities by reporting all your positive payments directly to credit bureaus.

cushion bnpl payment


So, is Amazon on Sezzle? Yes, it is. Using Sezzle on Amazon can be a game-changer if you’re looking for a flexible payment option. By meeting a few basic requirements and following the right steps, Sezzle Premium members can enjoy Amazon’s vast selection while paying in manageable installments. Just ensure your cart complies with Sezzle’s restrictions, and you’re all set.

Last Updated on May 05, 2024
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Disclaimer: The information provided in this website is for educational purposes only and should not be considered as financial advice. Consult with a financial professional for personalized guidance regarding your specific situation.
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