The short answer is yes–Sezzle can be used on Amazon. However, there are certain requirements you have to meet. Buy Now, Pay Later (BNPL) services have revolutionized both online and in-store shopping. In this guide, we’ll walk you through how to use Sezzle for your next Amazon purchase. Learn about Sezzle’s requirements and restrictions, and start using this flexible payment option today.
Sezzle: What It Is and How It Works
Sezzle is a BNPL service provider with a 4.9 out of 5 rating from over 150,000 App Store reviews and over 11 million app downloads.
In the third quarter of 2023 alone, Sezzle saw around 740,000 app downloads in the United States.
With Sezzle, you can buy items and pay for them over time.
It’s just like a traditional installment plan!
This way, you can enjoy your item right away, even before paying for it fully.
When you choose to pay with Sezzle, you have the following payment options:
- Pay in 2: Pay 50% of the total purchase amount upfront, and pay the remaining 50% after two weeks.
- Pay in 4: Pay 25% of the total purchase amount upfront, while the remaining 75% can be paid over three easy installments scheduled every two weeks.
- Pay monthly: Split the payment between three and 48 months. This may require a third-party lender’s approval.
Note: Sezzle’s “Buy Now, Pay Later” loans are interest-free. As long as you pay on time and in full, you won’t find any extra fees. But if you miss a payment, Sezzle might charge a late fee, depending on where you live, if you don’t fix it within two to 15 days.
Apart from Sezzle’s installment options, here are other unique aspects that Sezzle offers:
AI Engine
To ensure you don’t overextend your budget, Sezzle’s built-in AI engine analyzes your financial data to match you with a financing plan tailored to your specific needs. This reduces the risk of encountering financial difficulties down the line.
Virtual Card
In addition to its installment payment option, Sezzle also provides a Virtual Card that makes online shopping easier and more secure.
Does Amazon accept Sezzle Virtual Card? Yes, it does. Once you’ve added the Sezzle Virtual Card to your Amazon account, you can use it the way you would use any other credit or debit card and freely shop across a wide range of retailers.
Premium Membership
Access exclusive features like using Sezzle on Amazon through the Sezzle Premium membership. This paid membership includes added benefits like higher spending limits and priority customer support.
Where to Shop with Sezzle
Sezzle collaborates with over 40,000 merchants, making it available as a payment option across various brands specializing in apparel, health and wellness, home goods, electronics, and sports and outdoor equipment. Notable brands that accept Sezzle include:
- Adidas
- Bath & Body Works
- DoorDash
- Marshalls
- Nike
- Target
- Uber
- Ulta
- Walmart
Additionally, Amazon does accept Sezzle. However, it may come with certain prerequisites.
Requirements to Shop on Amazon with Sezzle
Before you start shopping with Sezzle on Amazon, you’ll need to meet a few basic requirements for Amazon to accept Sezzle Pay:
- Sezzle account: This gives you access to Sezzle’s “Pay in 4” feature and a Virtual Card that you will use for your Amazon purchases.
- Amazon account: If you don’t already have one, it’s easy to make one. Having this account lets you browse the huge range of products on the platform. You’ll need it as well to start shopping. Plus, it enables the “Pay in 4” option with Sezzle, so you can split your payments if needed.
- Sezzle Premium membership: This membership gives you great perks, like exclusive access to specific features and services. It’s an important step if you want to use Sezzle to pay on Amazon.
How to Use Sezzle on Amazon
Once you’re a Sezzle Premium member, follow these steps to ensure Amazon takes Sezzle as your payment option for your purchases:
- Launch the Sezzle mobile app and search for Amazon.
- Browse Amazon’s vast selection and add your desired items to your cart.
- After finalizing your cart, proceed to checkout.
- Select Pay with Sezzle and enter your Sezzle Virtual Card details in the payment section.
Note: Using Sezzle for Amazon transactions is only possible through the Sezzle app. If your transaction still isn’t approved, contact Sezzle’s customer support or verify if any of your items are restricted.
Restrictions on Using Sezzle on Amazon
Even as a Sezzle Premium member, some purchases on Amazon aren’t eligible for Sezzle payments. These include the following:
✖️ Alcoholic beverages
✖️ Amazon Appstore
✖️ Amazon Pay Places
✖️ Digital Kindle products
✖️ Food prepared and delivered from a restaurant
✖️ Gift cards
✖️ Prime Now
✖️ Wireless service plans
Before checking out, make sure none of these restricted items are in your cart to avoid declined orders. If you have any more questions about what you can and cannot buy with Sezzle, contact Sezzle’s customer service for clarification.
Extra Tip: Track Your Sezzle BNPL Payments with Cushion
To help you keep track of your BNPL purchases on Amazon or any other brands, try pairing Sezzle with Cushion. This app consolidates all your BNPL payments from various platforms like Sezzle, Klarna, and Affirm into one clean dashboard, simplifying the tracking of due dates, loan details, and payment schedules. Cushion can also turn your BNPL spending into credit-building opportunities by reporting all your positive payments directly to credit bureaus.
Summary
So, is Amazon on Sezzle? Yes, it is. Using Sezzle on Amazon can be a game-changer if you’re looking for a flexible payment option. By meeting a few basic requirements and following the right steps, Sezzle Premium members can enjoy Amazon’s vast selection while paying in manageable installments. Just ensure your cart complies with Sezzle’s restrictions, and you’re all set.
