The person next to you probably doesn’t have the same amount of bills to pay as you do, but there’s one thing common between both your credit cards and every credit card out there—the size.
That’s because banking and credit cards, along with government IDs, stick to specific size standards. It’s not just about convenience for you, it also makes transactions and cash withdrawals a breeze for machines.
Keep reading to learn why size matters when it comes to credit cards.
What is the standard credit card size and thickness?
Stor tokens that represented credit cards were introduced in the 1900s, whereas Bank of America pioneered credit cards in 1958. While you might think they’re designed for wallet convenience, their size is actually standardized by the International Organization for Standardization (ISO).
The ISO, which sets standards for various things, including credit card sizes, mandates that credit cards, debit cards, and ATM cards fall under the ID-1 category.
| Dimensions | Standard credit card size in millimeters (mm) | Standard credit card size in centimeters (cm) | Standard credit card size in inches (in) |
| Width | 85.6 mm | 8.56 cm | 3.375 in |
| Height | 53.98 mm | 5.398 cm | 2.125 in |
| Thickness | .76 mm | 0.076 | 0.029 in |
Despite advancements in credit card technology, the size of a credit card has remained constant. Whether swiping the magnetic stripe, inserting cards into chip readers, or using other methods, technology aligns with these established size requirements.
What are credit cards made out of?
While the standard credit card size of all cards are the same, the appearance of various credit cards can differ significantly. One distinguishing factor among cards is the materials used in their construction.
Here are some commonly used materials for credit cards:
- Plastic: Most credit cards today are made of plastic, specifically PVC (polymer and vinyl acetate mix). This combination creates a water-resistant and durable material, making plastic an ideal choice for credit cards that are frequently used and handled.
- Metal: Reserved for luxury credit cards, metal provides a durable and heavier feel. Credit card companies increasingly utilize metal for its elegant and distinctive appeal.
- Gold: Exclusive luxury cards take design to new heights by incorporating gold plating, adding an extra layer of opulence.
What are the parts of a credit card?
While credit cards vary in appearance, they share common components that serve essential functions. These include:
- Cardholder Name: Displays the authorized user’s name
- Card Number: An identifying number assigned by ANSI or ISO.
- Card Name: The name assigned to the card, displayed on the card.
- Credit Card Network Logo: Indicates where the card is accepted and associated fees.
- EMV Chip: Small chips holding cardholder information.
- Magnetic Stripe: Contains magnetic particles with account information.
- Security Code: Enhances fraud prevention.
- Issuing Bank Logo: Represents the financial institution marketing the card..
- Expiration Date: Printed date indicating the card’s validity period.
- Tap-to-Pay Chip: Contactless chips enabling card tapping for payments.
- Hologram: A security feature with multiple layers.
- Signature Field: For chip-and-signature cards, where users sign receipts for verification.
Recommended article: 4 Best Credit Cards to Pay Bills & Utilities
The takeaway
Now you know that any credit card you get will be the same size worldwide. Choose a card based on what it’s made of, how it looks, or its features like APR, rewards, and perks. Your card will always fit in your wallet and card readers, so no need to worry about the size. If traditional physical cards don’t suit your lifestyle, Cushion provides a virtual card solution. Discover the ease of managing your bills, building credit history, and enjoying added convenience in the virtual world. Explore Cushion today!
