40% of Americans aged 26 – 35 couldn’t pay their bills on time in 2023, according to Financial Health Pulse’s U.S. Trend Report. With Chase currently serving nearly 80 million American consumers, we can’t help but wonder if these users are aware of Chase Bank’s Online Bill Pay feature. And if they are, why isn’t it preventing these missed bill payments?
What is Chase Online Bill Pay?
Chase Online Bill Pay allows you to pay your bills using the Chase Mobile App or Chase Website. This feature is available to Chase Checking Account owners who have enrolled in Chase Online Banking.
There is no fee for using Chase Online Bill Pay, and you can use it to make both one-time and recurring payments.
Electronic bill payments are delivered in 1 or 2 days, while paper checks are delivered in 5 days. The cutoff time for scheduling a bill payment on a business day is 8:00 PM ET.
How to Add a Payee to Chase Bill Pay
Before you can pay your bills using this feature, you’ll need to designate your payees. You can do so by following these steps:
- Sign in to the Chase Mobile App or Chase Online
- Select ‘Pay and Transfer‘
- Select ‘Pay Bills‘
- Select ‘Add a Payee‘
- Enter your ‘Account Number‘
- Enter the ‘Payee ZIP code‘
- Confirm the ‘Payee Address‘
- Select ‘Add Payee‘
How to Schedule a Payment with Chase Bill Pay
After designating your payees, you can schedule your bill payments by following these steps:
- Sign in to the Chase Mobile App or Chase Online
- Select ‘Pay and Transfer‘
- Select ‘Pay Bills’
- Select the ‘Bill’ and ‘Input the Amount’
- Select ‘Schedule‘
- Select ‘Schedule it‘
Can I Cancel Pending Bill Payments?
Yes, you can cancel any pending bill payments as long as you do it before the cutoff time on the send-on date. Your refund will be processed the following business day.
Summary
Chase Online Bill Pay is a service available to those with a Chase Checking Account. And it allows users to pay their bills using the Chase Mobile App or the Chase Website. While there is no fee to use Chase Bill Pay, it’s generally better to use a dedicated Bill Pay app instead.
This is due to Chase Bill Pay’s lack of automated biller detection and calendar view. But if you don’t need help in organizing and tracking your bills, it can be useful in terms of providing a centralized method of paying your bills online.
