According to a study by The Commonwealth Fund, 40% of Americans with Medicaid and 60% of Americans who bought coverage via the Affordable Care Act frequently struggle with making timely payments.
Americans now face a situational irony where the policies that are supposed to ensure their health are the ones making them sick.
Rather than have restful nights, Americans have sleepless nights worrying about how rising insurance premiums can affect their net worth and eat up their retirement nest egg.
If you are in this situation and trying to figure out how to cancel a State Farm policy, we will outline the steps below to make it easy for you.
How to Cancel State Farm Insurance Policy
There are three ways to cancel your State Farm Insurance Policy:
- By Phone.
- In Person.
- By Mail.
The quickest way to request a cancelation is by phone, as once your request is approved, it becomes effective immediately.
To find a State Farm agent near you, go to State Farm’s customer care web page and click “Find an Agent” at the bottom.
Call the agent and inform them you want to cancel your insurance policy. If needed, request for an in-person meeting to resolve pending issues about your policy or to submit additional documents.
To cancel your State Farm auto insurance, call 1-800-STATEFARM.
You can also mail your cancelation request to:
Corporate Headquarters
State Farm Insurance
One State Farm Plaza
Bloomington, IL 61710
How to Cancel State Farm Insurance Policy by Phone
Follow the steps below to cancel your State Farm insurance policy by phone.
1. Go to State Farm’s customer care page.
2. Click “Find an Agent” to get the contact information of a State Farm agent in your area.
3. Provide the agent with the following information:
- Full name
- State Farm policy number
- Birth date
- Mobile phone number
4. Inform the agent that you want to cancel your insurance policy and the time and date you want the cancelation to take effect.
5. If you have a new insurance provider, give the following information to the State Farm agent:
- The name of the new insurer
- The policy number
- The effective date of the policy
If the agent informs you of issues that need to be resolved before your policy can be canceled, request for an in-person meeting.
💡Note: Your state might require you to inform the DMV that you decided to cancel or change your auto insurance.
How to Cancel State Farm Insurance Policy in Person
Prepare the following information before meeting with the State Farm agent:
- Full name.
- Current address.
- Mobile phone number.
- State Farm Policy Number.
Inform the agent that you want to cancel your State Farm insurance policy and provide the date and time you want the policy to end.
If you’ve found a new insurer, give the State Farm agent the following information:
- The name of the new insurance provider
- The policy number
- The policy’s start date.
Ask the agent to email confirmation that your insurance policy has been canceled.
How to Cancel State Farm Insurance Policy by Mail
Prepare a letter with the subject line “Cancelation” and address it to:
Corporate Headquarters
State Farm Insurance
One State Farm Plaza
Bloomington, IL 61710
Include the following information in the letter:
- Full name
- Current address
- Mobile phone number
- State Farm Policy Number
In the letter, inform State Farm that you want to cancel your insurance policy. If you have a new insurer waiting, provide the name of the new insurer, the policy number, and the policy’s start date.
For this reason, it’s essential to advise State Farm of the date and time you want the policy to end.
Use certified mail instead of regular mail. With certified mail, you’ll know if State Farm received your letter.
💡Pro Tip: Mail your cancelation request at least two weeks before the cancelation date indicated in your letter.
How to Manage State Farm Insurance Policies
It’s essential to regularly oversee your State Farm insurance policy to ensure the information is current and you’re kept informed of changes in coverage options and discounts.
With State Farm, you have three options for managing your account.
- By phone
- Online
- Mobile app
If you’re always on the go, your best option is to download the award-winning State Farm mobile app, which is available for iOS and Android phone systems. You can download the app from the App Store or Google Play.
The two most commonly asked questions about a State Farm account are how to inquire about a policy and how to open a State Farm account online.
How to Inquire About a State Farm Insurance Policy
Call State Farm’s toll-free numbers to inquire about your insurance policy:
- 1-800- STATE FARM
- 1-855-733-7333
Be ready to provide the agent with the following information:
- Full name
- Current address
- Mobile phone number
- State Farm Policy Number
How to Open a State Farm Account Online
Follow the steps below if you want to open a State Farm online account:
1. Register your customer account.
2. Provide the following information:
- Full name,
- Birth date
- Email address
- Policy number.
Once your customer account is confirmed, you can manage it by going to the Login page.
What Actions Can You Manage in Your State Farm Account?
To clarify, managing State Farm policies is limited to the following actions:
- Reviewing your policy
- Accessing important documents and ID cards
- Tracking your bills
- Setting payment reminders
- Contacting your State Farm agent
- Issuing payments
- Finding discounts
- Submitting and tracking claims
💡Note: You cannot cancel your State Farm insurance policy online or via the mobile app. If you want to cancel your State Farm policy, you can only do it in person, by mail, or by phone.
How to Cancel State Farm Auto Insurance
There are three ways to cancel your State Farm auto insurance”
- By phone
- In-person
- By mail
To cancel the policy in person, go to the State Farm office in your city and ask for the assistance of a customer service representative.
If you want to cancel the policy by phone, call 1-800-STATE FARM or 1-800-782-8332.
Before you visit the State Farm office or call customer service, prepare the following information:
- Full name
- Birth date
- Auto Insurance Policy Number
- Mobile number
- Email address
- The effective date of cancelation
If you sold your car, enclose copies of the proof of plate forfeiture and the bill of sale in the letter.
If you prefer to use certified mail, send the above information to:
Corporate Headquarters
State Farm Insurance
One State Farm Plaza
Bloomington, Illinois, 61710
💡Pro Tip: Canceling your policy on the expiration date will make the process fast, easy, and convenient.
However, if you cancel your auto insurance mid-term, you might be entitled to receive a discount if the policy was paid in full.
Do You Need Car Insurance?
Yes!
Nearly all U.S. states require car owners to have insurance. Only New Hampshire and Virginia don’t require car insurance.
Why is car insurance important?
On average, 6 million car accidents occur annually in the United States. 4.7 million car accidents were reported in the 2nd Quarter of 2024.
If you own a car, getting auto insurance is a must.
In 2024, Compare.com ranked State Farm the third-best car insurance provider. Although State Farm’s auto insurance is among the most affordable in the industry, it’s always a good idea to find ways to lower your insurance cost.
If you’re moving to a new city or state and found an auto insurer to give you a better deal, tell State Farm about it. State Farm might offer discounts to convince you to stay as a customer.
However, if the new insurer’s offer is too good to pass up, take it and cancel your State Farm auto insurance.
Summary
Getting insurance is a smart way of protecting yourself from uncertainties. However, if you can’t keep up with rising premiums, it might be time to look for other options.
State Farm is frequently cited as one of the best insurance companies because of its affordable premiums and excellent customer service.
However, if your State Farm insurance premium is rising and you found an affordable insurance provider, cancel it by phone, in-person, or by mail.
Remember, insurance companies report to the credit bureaus. Missing payments can lower your credit score. Cushion is a do-it-all finance app with features that can help you track payments and build your credit score.
