How to Cancel State Farm Insurance Policy

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how to cancel state farm insurance policy
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According to a study by The Commonwealth Fund, 40% of Americans with Medicaid and 60% of Americans who bought coverage via the Affordable Care Act frequently struggle with making timely payments. Americans now face a situational irony where the policies that are supposed to ensure their health are the ones making them sick. Rather than have restful nights, Americans are having sleepless nights worrying about how rising insurance premiums can affect their net worth and eat up their retirement nest egg. If you find yourself in this situation and are trying to figure out how to cancel a State Farm policy, we will outline the steps below to make it easy for you.

How to Cancel State Farm Insurance Policy in Person

If you want to cancel your State Farm insurance policy in person, go to State Farm’s customer care web page and contact a State Farm agent by clicking “Find an Agent” at the bottom of the page.

how to cancel state farm policy

Before you talk to the State Farm agent, make sure you have the following information available:

  1. Your full name.
  2. Your current address.
  3. Your updated phone number.
  4. Your State Farm Policy Number. Decide on the date and time that you want the policy to end.
  5. If you’re planning to switch insurance providers, give the name of the new insurer, the policy number, and the start date of the policy.
  6. If you’ve sold your car, provide proof of plate forfeiture and the bill of sale.
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How to Cancel State Farm Insurance Policy by Mail

You can also cancel your State Farm insurance policy via regular mail. In your letter, provide the following information:

  1. Your full name.
  2. Your current address.
  3. Your updated phone number.
  4. Your State Farm Policy Number. Decide on the date and time that you want the policy to end.
  5. If you’re planning to switch insurance providers, give the name of the new insurer, the policy number, and the start date of the policy.
  6. If you’ve sold your car, provide proof of plate forfeiture and the bill of sale.

Affix your signature above your printed name. Indicate the date you sent out the email. We recommend mailing your letter at least two weeks before the cancelation date stated in your letter.

You can send your letter to the address below:

Corporate Headquarters
State Farm Insurance
One State Farm Plaza
Bloomington, IL 61710

cancel a state farm policy phone

How to Cancel State Farm Insurance Policy by Phone

If you’re wondering how to cancel your State Farm policy by phone, simply follow the steps below:

  1. Go to State Farm’s customer care page.
  2. Click “Find an Agent” to get the contact information of a State Farm agent in your area.
  3. Inform the agent that you’ve decided to cancel your State Farm policy. Please be ready to provide the following information: full name, policy number, and date of birth.
  4. To cancel your auto insurance policy, you can call 1-800-STATEFARM. Keep in mind that this number will only accept auto insurance cancelations.

Here are a few important things to keep in mind if you plan to cancel your State Farm policy over the phone:

  • Cancelations that are processed over the phone will take effect immediately. Alternatively, you can identify a date on which you want the cancelation to take effect.
  • Your state might require you to inform the DMV that you decided to cancel or change your auto insurance.
  • If you’re switching providers for auto insurance, your agent might ask you to provide the new insurer’s name, policy number, and effective date.

How to Manage State Farm Policies

It’s important to regularly oversee your State Farm insurance policy to make sure the information is current, and you’re kept informed of changes in coverage options and discounts. With State Farm, you have three options for managing your account.

  1. By phone
  2. Online
  3. Mobile app

If you choose to inquire about your insurance policy, you can call State Farm’s toll-free numbers:

  • 1-800- STATE FARM
  • 1-855-733-7333

Opening an online account is fast and easy. Simply follow the steps below:

  1. Register your customer account.
  2. Provide the following information: Full name, date of birth, email address, and policy number.
  3. Once your customer account is confirmed, you can manage it by going to the Login page.

If you’re always on the go, your best option is to download the award-winning State Farm mobile app, which is available for iOS and Android phone systems. You can download the app from the App Store or Google Play.

how to cancel a state farm policy app

To clarify, managing State Farm policies is limited to the following actions:

  • Reviewing your policy
  • Accessing important documents and ID cards
  • Tracking your bills
  • Setting payment reminders
  • Contacting your State Farm agent
  • Issuing payments
  • Finding discounts
  • Submitting and tracking claims

Note: You cannot cancel your State Farm insurance policy online or via the mobile app. If you want to cancel your State Farm policy, you can only do it in person, by regular mail, or by phone.

how to cancel a state farm auto insurance

How to Cancel State Farm Auto Insurance

You know you’ll get sick if you feel warm, start coughing, and feel dizzy. In comparison, you don’t know when you’ll get into a car accident. It could be today, tomorrow, or next week. The car accident might not even be your fault. On average, 6 million car accidents occur in the United States every year. 4.7 million car accidents were reported in the 2nd Quarter of 2024. If you own a car, getting auto insurance is a must.

In 2024, Compare.com ranked State Farm the third-best car insurance provider. Although State Farm’s auto insurance is among the most affordable in the industry, it’s always a good idea to find ways to lower your insurance cost.

If you’re moving to a new city or state and found an auto insurer to give you a better deal, tell State Farm about it. State Farm might offer discounts to convince you to stay as a customer. However, if the new insurer’s offer is too good to pass up, take it and cancel your State Farm auto insurance. 

1. Review Your State Farm Auto Insurance Policy

Some people consider their car their baby. You want the best for your baby, and it’s possible that you initially got an auto insurance policy with all the bells and whistles. Upon review, you realize the policy provided coverage you no longer need. Likewise, your current situation may have afforded you discounts.

If everything checks out and you decide to cancel your auto insurance, have the following information ready to make the process faster and smoother.

  • Auto Insurance Policy Number
  • Your full name
  • Your date of birth
  • The effective date of cancelation

If you’re canceling the policy because you sold your car, you might be required to present a Bill of Sale and a DMV receipt as proof that you returned your car license plate.

2. Proceed to Cancel Your State Farm Auto Insurance Policy

If you’re wondering if you can cancel your State Farm auto insurance policy online, sorry, you can’t. You can only cancel your policy in person, by phone, or by regular mail.

To cancel the policy in person, go to the State Farm office in your city and ask for the assistance of a customer service representative. If you want to cancel the policy by phone, call 1-800-STATE FARM or 1-800-782-8332. Before you make the call, have the following information ready:

  • Auto Insurance Policy Number
  • Your full name
  • Your date of birth
  • The effective date of cancelation

However, if you prefer to use regular mail, send the above information to:

Corporate Headquarters
State Farm Insurance
One State Farm Plaza
Bloomington, Illinois, 61710

Canceling your policy on the expiration date will make the process fast, easy, and convenient. But If you cancel your auto insurance mid-term, you might be entitled to receive a discount if the policy was paid in full.

3. Confirm the Cancelation of Your Auto Insurance Policy

Once the cancelation of your auto insurance policy has been confirmed, you’ll either receive an email or an electronic printout from the customer service representative. Cancelations that are processed in person or over the phone can be made effective immediately. You also have the option to set a future date for the policy’s effective date of cancelation.

Online Policy Cancelation

If you’re wondering why we haven’t shown you how to cancel your State Farm policy online, that’s because you can’t. State Farm only allows three ways to cancel an insurance policy:

  1. In-person
  2. By phone
  3. By regular mail

You might be disappointed that State Farm doesn’t allow customers to cancel their policies online. However, as a trade-off, you’ll be happy to know that you won’t be charged a cancellation fee when you cancel a policy.

Summary

Getting insurance is a smart way of protecting yourself from uncertainties. However, if you can’t keep up with rising premiums, it might be time to look for other options. State Farm is frequently cited as one of the best insurance companies because of its affordable premiums and excellent customer service. If your State Farm premiums are rising, call them at 1-800-STATE FARM or 1-800-782-8332 before you decide to cancel.  You might be able to negotiate discounts or adjust your coverage with the help of a Customer Service Representative.

Last Updated on May 05, 2024
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Disclaimer: The information provided in this website is for educational purposes only and should not be considered as financial advice. Consult with a financial professional for personalized guidance regarding your specific situation.

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