Whether you found a better quote, or you’re simply relocating to another state, you maybe thinking about canceling your car insurance right now. Don’t worry — it happens all the time, and it’s usually pretty painless with the right instructions.
We’ll take you through how to cancel your policy step by step in this article so that you can decide what car insurance coverage is right for you. Whether it’s cost savings that you’re after, a move, or just finding a better match, we’ve got your back at every turn of your insurance journey.
How to Cancel Your GEICO Car Insurance
- Call (800) 841-1587
- Wait for the Interactive Voice Response
- Say “Cancel Insurance Policy“
- Say “Auto“
- Ready your GEICO policy number
- Wait for the call to connect you to one of their agents.
For more information about their cancellation process, you can visit https://www.geico.com/information/faq/cancel-insurance/
Can you Cancel GEICO Car Insurance Online?
Unfortunately, you cannot cancel your GEICO car insurance online. Alternatively, you can cancel your insurance by calling their hotline number (800) 841-1587.
How to Cancel GEICO Insurance Without Calling
All you have to do is print their letter of cancellation, fill it out, and send it to your former insurance provider.
💡 Note: Do not send this to GEICO. Your current insurance provider will take care of the cancellation and process any refund for you.
FAQs
Can I terminate my GEICO insurance online?
At present, GEICO doesn’t cater to complete policy cancellations online. You must contact them via phone to cancel your car insurance.
Can I get a refund upon canceling my GEICO insurance?
If you’ve prepaid your premium, you can qualify for a prorated refund. The refund amount will depend on your policy terms and the cancellation date.
Are there any cancellation charges for my GEICO car insurance?
Typically, GEICO doesn’t have cancellation fees. However, it’s important to verify any potential fees when you contact them.
How many days does the cancellation become effective?
You can select either an immediate or future cancellation date. Confirm the date when speaking with their agent.
Can I cancel my insurance if I have an ongoing claim?
Yes, you can cancel your insurance even though you have an active claim. But it will be managed as per your policy terms until the cancellation date.
What factors should I ponder before canceling my GEICO car insurance?
Before proceeding, keep these things in mind:
- Can you secure alternative insurance plans to prevent coverage gaps?
- What’s the long-term impact on your insurance premiums?
- Can you secure a refund?
How do I maintain continuous coverage when switching insurers?
To maintain uninterrupted coverage, initiate your new insurance policy before canceling your GEICO policy.
What happens to my automated payments post-cancellation?
Following cancellation, GEICO should cease any scheduled automatic payments. Confirm this during the cancellation process. For more information about your GEICO Insurance policy, you may visit https://www.geico.com/information/faq/
Summary
Canceling your GEICO car insurance can be done by calling (800) 841-1587. Just be sure to have your GEICO policy number on hand.
But before canceling your insurance policy, consider these factors:
- Can you secure alternative insurance plans to prevent coverage gaps?
- What’s the long-term impact on your insurance premiums?
- Can you secure a refund?
At the end of the day, though, Finding an insurer who meets your requirements is important if you want peace while driving.
