In today’s fast-paced world, the convenience of food delivery services like Uber Eats has become a staple in many households. Whether you’re juggling work deadlines, managing a busy family schedule, or simply craving your favorite restaurant’s takeout from the comfort of your home, Uber Eats is a go-to solution. But with costs quickly piling up with frequent orders, it’s only natural to seek ways to make this service more affordable.
That’s where the right credit card comes in. Many of us are looking for the best credit cards that offer significant perks specifically for Uber Eats. In this article, we’ll guide you through the best credit cards for Uber Eats so you can enjoy your favorite meals delivered to your doorstep without breaking the bank.
What is the Best Credit Card for Uber Eats?
Based on our research, Capital One Savor is the best credit card for Uber Eats because Capital One partners with Uber to offer its cardholders a free Uber One membership.
As Uber One members, you will get to enjoy the following benefits:
- 10% cash back on purchases made through Uber Eats using your eligible Capital One card
- Unlimited $0 delivery fees on Uber Eats, groceries, and more
- Cancel without fees or penalties
Beyond the Uber One membership benefit, the Capital One Savor card offers impressive rewards, including 4% cash back on dining, entertainment, and popular streaming services. You’ll also earn 3% cash back at U.S. grocery stores (excluding superstores like Walmart® and Target®) and 1% on all other purchases.
On the other hand, the Capital One SavorOne card provides 3% cashback on dining, entertainment, popular streaming services, and grocery stores. Both cards are designed to help you maximize your savings across various spending categories, making them the best credit cards for Uber Eats.
However, there are several other credit cards that can help you maximize savings and benefits on your Uber Eats orders. Here are some excellent alternatives to consider that offer great rewards for your food deliveries:
American Express Gold Card
American Express® Gold Card cardholders earn 4x Membership Rewards® points per dollar spent on Uber Eats purchases, maximizing rewards on every order. Additionally, linking the card to an Uber account grants an automatic $10 in monthly Uber Cash, adding up to $120 annually. This combination of high rewards and consistent Uber Cash credits makes the American Express® Gold Card a top choice for frequent Uber Eats users.
The Platinum Card from American Express
This card is a great choice for Uber Eats users due to its significant annual Uber credit of $200. The credit is allocated as $15 each month, with an additional $20 bonus in December, totaling $35 for that month. This monthly benefit from the Platinum Card can be directly applied to Uber Eats purchases, effectively reducing your food delivery expenses by up to $200 each year.
Related guide: How to Get & Use Amex Platinum Uber Credit
Chase Freedom Flex
The Chase Freedom Flex is another great option among the best credit cards for Uber Eats. This card lets you enjoy 3% cash back on dining, including Uber Eats delivery services, all without an annual fee. Additionally, it offers 5% cash back on rotating categories like grocery stores (excluding Target® and Walmart®) and gas stations. With its versatile rewards structure, the Chase Freedom Flex maximizes not only Uber Eats but also several other spending areas.
Maximize your everyday expenses, including Uber Eats, with Cushion. This app turns your routine bills and Buy Now Pay Later (BNPL) payments into credit-building opportunities. This way, you can build your credit history effortlessly with payments you’re already making. Plus, it offers a seamless way to organize and track all your bills in one place.
Related article: Credit Card Churning: Definition & Is it Worth the Risk?
Summary
Choosing the best credit card for Uber Eats can help you save significantly on your food delivery expenses and earn valuable rewards. Whether you prefer cashback, points, or specific discounts for Uber Eats purchases, the featured credit cards offer various benefits to suit different spending habits. By selecting a credit card tailored to your dining and food delivery needs, you can make the most out of your Uber Eats experience while maximizing your savings.
