Simplify Your Bills. Build Credit. Easy. ✅

Meet Cushion - the easiest way to organize, pay, and build credit with your existing bills and Buy Now Pay Later. All your recurring payments — one dashboard, complete control.

Get started
cushion bill pay appcushion bill pay appcushion bill pay app

Organize your bills with a few clicks

Securely connect your accounts to Cushion, and our AI will automatically find and organize all of your bills.

See all your bills & BNPL in one place
Track what's been paid or due next
Get more insights and budget better
Organize My Bills For Free

Pay your bills seamlessly while building credit history

Turn Buy Now Pay Later Payments

into credit building opportunities
Features
Organize your bills & BNPL automatically
Track your bill & BNPL payment progress automatically
Make payments using your virtual Cushion card
Build Credit History with BNPL Payments
Build credit history with subscriptions, utilities, and more
Track your credit score (coming soon)
Split bills with roommates/partners (coming soon)
Get Started for $4.99 / Mo

Turn Buy Now Pay Later and Bill Payments

into credit building opportunities
Features
Organize your bills & BNPL automatically
Track your bill & BNPL payment progress automatically
Make payments using your virtual Cushion card
Build Credit History with BNPL Payments
Build credit history with subscriptions, utilities, and more
Track your credit score (coming soon)
Split bills with roommates/partners (coming soon)
Get Started for $12.99 / Mo

How it works

bill management
Step 1

We organize your bills

Securely link your bank and email. We'll find and neatly organize your bills and BNPL payments
256-bit SSL encryption
Top-tier security partnerships
Customer data is never sold
cushion virtual cards
Step 2

Activate your Cushion virtual card

Choose one of the two virtual Cushion cards that best suits your needs
cushion card payment method
Step 3

Put it on file with billers

Set your Cushion card as the primary payment method with billers you pay regularly
credit building report cushion
Step 4

We report your payments to help you build credit

Bills paid with a Cushion card are automatically reported to the credit bureaus

Your one-stop-shop for managing BNPL

Easily track which payments are coming up and which ones you've already paid
cushion payment trackingbnpl overviewcushion insightscushion search featurebnpl payments calendar

Your one-stop-shop for managing BNPL

Upcoming
Easily track which payments are coming up and which ones you've already paid
Overview
Insights
Search
Calendar
cushion payment trackingbnpl overviewcushion insightscushion search featurebnpl payments calendar

Our customers love us

Get the credit you deserve for payments you're already making.

Your credit profile will thank you.
Get Started